The August 2026 pension arrives in two stages – the 1st falls on a Saturday – and for many pensioners it brings with it the 730 refund. However, not everyone will find a higher amount on the payslip: those who collected their fourteenth in July will see a smaller check, and those who close their declaration with a debit will find the first deduction. Here are the dates, what changes in the payslip and how to check it.
When does the August 2026 pension arrive
Pensions are paid on the first bankable day of the month, with the only exception of January, which is postponed to the second. In August 2026 the 1st falls on a Saturday: a circumstance that divides the audience in two.
- for crediting to a bank account the first available day is Monday 3 August: Saturday is not a bankable day and the branches are closed;
- for those who collect at Poste Italiane – cash withdrawal at the counter, savings account, BancoPosta or Postepay Evolution account – based on the ordinary timing the installment is normally available as early as Saturday 1st August, with post offices open in the morning.
Confirmation will come with the INPS communication on the August payslip, expected in the second half of July, and unless otherwise indicated by the Institute and Poste Italiane. In recent weeks the indication of a payment “on Friday 1st August” has been circulating: it is a calendar error, 1st August 2026 is a Saturday.
Cash withdrawals are only permitted for total amounts up to 1,000 euros net; Alphabetical rotation is recommended at post office counters. Those who have multiple treatments receive them with a single payment order.
The 730 refund on the August payslip
It’s the news of the month. INPS, as withholding tax, applies the adjustments of form 730/2026 (2025 income) to the payslip: a refund if the return closes with a credit, a withholding if it closes with a debit. The operating instructions are collected in the Institute’s messages n. 2030 and n. 2035 of 18 June 2026.
For pensioners, August is the first useful month, never before: INPS carries out operations starting from the second month following the one in which it receives the 730-4 settlement statement from the Revenue Agency, with a delay of approximately one month compared to employees. In practice:
- 730 sent by May 31st → refund on the August payslip;
- broadcast between 1st and 20th June → September payslip;
- broadcast between 21 June and 15 July → October payslip;
- broadcast between 16 July and 31 August → November payslip;
- broadcast in September, close to the September 30th deadline → December payslip.
No formalities are needed: the adjustment is automatic. If the credit exceeds the net amount of the pension – the so-called insufficient reimbursement – the INPS does not pay it in a single solution, but spreads it over subsequent months until it is exhausted.
Who is in debt: withholdings and installments to be closed by November
If the 730 is closed with debt, the withholding starts from the same August payslip. It is possible to pay in installments, but all installments must be completed by November 2026. Pay attention to a little-known detail: the number of installments indicated in the declaration is guaranteed only if INPS receives the data by June; if the statement arrives later, the Institute automatically reduces the number of installments to complete the recovery within the deadline, with therefore heavier instalments.
The second or only installment of the IRPEF advance (and the flat rate tax) is charged in November 2026. Anyone wishing to request its cancellation or variation must do so by Saturday 10 October 2026 from the Institute’s online service: if the request arrives after the November benefits have been processed, the reduction is postponed to December and the excess amount withheld is returned with the following monthly payment.
When the debt adjustment cannot be completed – due to cessation of the benefit, incapacity or death of the declarant – INPS sends a communication to the interested party or to the heirs, with the invitation to pay the remainder to the Revenue Agency.
Who is left out of the equation
INPS can manage the 730-4 only if a tax replacement relationship exists in 2026, i.e. if the declarant receives a taxable IRPEF benefit: old age pension, survivors’ pension, NASpI. Exempt or welfare benefits are excluded, with refusal communicated to the Revenue Agency: social allowance, civil disability pension, single allowance, allowance for the family unit, treatments for victims of terrorism and duty. Also excluded are those whose taxable benefits ceased before 1 April 2026.
On refunds exceeding 4,000 euros, or when the pre-filled form has been modified with elements of inconsistency, preventive checks by the Revenue Agency remain possible (article 5, paragraph 3-bis, of Legislative Decree no. 175/2014), which extend the crediting times.
Because the August check may be lighter than the July one
It’s the question that fills the patronage counters every year. With the July instalment, INPS paid the fourteenth, the additional sum provided for by law no. 127/2007: from 336 to 655 euros based on the years of contributions and the income range. It is a one-off item, not a structural increase: in August it no longer appears and the amount returns to the ordinary one. It is not a cut, and it is the most frequent reason why the August payslip is lower than the July payslip.
However, there is a second reason, which concerns a different and smaller audience and should not be confused with the first. Those who receive income-related benefits and have not communicated their 2022 income to INPS will see a 5% withholding applied in August: it is not the fourteenth that disappears, but a suspension linked to the income verification campaign, which can still be remedied. We see it below.
However, those who have not received the fourteenth salary but believe they are entitled to it have two options. If you meet the requirements – 64 years of age and a personal income not exceeding 15,908.10 euros per year, that of your spouse does not count – after 31 July, the sum will arrive with the December instalment, re-proportioned into twelfths. If the requirements were already there, you can submit an application for income reconstitution from the INPS portal or through a patronage.
One final warning. An alleged bonus of 500 or 575 euros against inflation intended for pensioners has returned to circulation on social media: at the moment there is no provision that provides for it. No contribution of this type will appear on the August payslip.
RED 2023 campaign: the 5% withholding on August and September
It is the second reason why some August payslips are lower, but it concerns a very specific audience: holders of income-related benefits who have not communicated to INPS the income received in 2022. These are the benefits whose amount depends on personal or family income: supplement to the minimum wage, social increases, social allowance, civil disability benefits linked to income, family allowances. For these treatments, the pensioner must declare the relevant income when it is not already in the tax archives: this is the so-called RED campaign. The one referring to the year 2022 (RED 2023) closed on 31 March 2025.
With message no. 2394 of 17 July 2026, INPS has issued consequences for those who, despite reminders, have not yet declared. The mechanism is two-stroke:
- suspension: a 5% withholding, calculated on the gross amount of the pension for July 2026 and applied to the installments for August and September 2026. Pensions with a monthly amount of up to 100 euros are excluded;
- revocation: anyone who does not regularize their position within the deadline definitively loses the benefits linked to that income, and INPS recovers the sums found not to be due.
The deadline is peremptory: to avoid revocation it is necessary to submit the income declaration relating to 2022 – a request for income reconstitution, indicating the relevant income online – by Tuesday 15 September 2026, from the INPS portal or via CAF and patronato. In the absence of communication, the revocation takes effect 60 days after the suspension.
One point to avoid alarmism: those who are up to date with their declarations do not have to do anything and continue to regularly receive the amounts due. The withholding only concerns those who have not fulfilled the declaration obligation for 2022. The operation appears on the payslip with an entry that refers to the failure to communicate income.
How to read the payslip and check the amounts
The pension payslip can usually be consulted online from the second half of the previous month: that of August is expected around 20 July, unless there are variations.
- INPS portal, MyINPS reserved area (access with SPID, CIE or CNS), “Pension Payslip” service, which also allows you to compare the last two payslips: it is the quickest way to understand where a change in the amount comes from;
- INPS Mobile app;
- for the tax adjustment only, the “Tax assistance (730/4): citizen services” service, which shows whether the Institute has received the results of 730-4, whether the adjustment has been combined with the service and any denials;
- INPS Contact Center: 803 164 from landline (free) and 06 164 164 from mobile phone;
- the patronages, which offer free assistance on checks, reconstitutions and applications.
On the payslip the adjustment appears under the item «Adjustment 730»: with the + sign in the case of reimbursement, with the − sign in the case of withholding. It can be divided into several lines (IRPEF, regional surtax, municipal surcharge): it is the sum of the items that gives the actual amount.
The dates indicated may undergo slight variations based on the processing of individual practices and the technical times of credit institutions and Poste Italiane.