INPS payments October 2026, when pensions arrive, single allowance, Naspi and Adi: the calendar

John

By John

The INPS payment calendar for October 2026 opens with pensions: the credit arrives on Thursday 1 October. The Inclusion Allowance (ADI) will follow, with payments on 15 and 27 October, and the Single Allowance on 21 and 22 October, while the NASPI does not have a fixed date. In this month’s pension payslip there are also two new features: the tax benefits of law 207/2024 for those who receive pension benefits and the adjustments of the 730/2026 form.

Pensions for October 2026: credited on 1 October

Based on current legislation, INPS pays pensions on the first bankable day of the month, with the sole exception of January, when payment is postponed to the second bankable day. In October the accrual is credited with value date 1 October.

Cash payment is only permitted for total amounts up to 1,000 euros net. Those who have multiple pension and welfare benefits receive them with a single payment order. The monthly payslip, which can be consulted via the INPS online service, allows you to verify the amount paid and to find out the reasons for any variations.

Single check: payment on 21 and 22 October

The single allowance for children arrives on Wednesday 21st and Thursday 22nd October for those who already receive it and have not had any changes in their practice. Anyone who has submitted a new application or has had changes, for example for updating the ISEE, receives the first installment or the recalculated amount in the last week of the month.

Naspi: no fixed date

For Naspi, the unemployment benefit, INPS does not provide a single payment date valid for all beneficiaries: the times may vary depending on the individual benefit. The payment date can be verified through the INPS personal services.

Inclusion allowance: 15 and 27 October

The Inclusion Allowance follows the usual dates. The first monthly payment for new applications with a positive outcome arrives on Thursday 15 October, together with any arrears. On Tuesday 27 October, however, top-ups of the monthly payments following the first are scheduled for those who already receive the subsidy.

Additional bonus and further deduction: whoever finds them on the October payslip

Since October, INPS has recognized the tax benefits provided for in article 1, paragraphs 4 and 6, of law 207/2024 on benefits that replace income from employment. They therefore do not concern the generality of pensioners, but those who receive pension-related benefits: the social Ape, isopension, extraordinary allowances for workers in the banking and insurance sectors and the allowances provided for by expansion contracts, if subject to ordinary taxation.

There are two measures and they vary based on income. Those who have a gross annual income of up to 20,000 euros receive the non-taxable sum, also called “additional bonus”, which is not counted in the overall income for Irpef purposes. Anyone with a gross annual income of more than 20,000 euros and up to 40,000 euros is entitled to an additional tax deduction.

No questions are needed: INPS, as a withholding agent, has recognized the benefit automatically and will apply it every month starting from October. The arrears of the additional bonus accrued since 1 January 2026 were also paid with the October month. For the further deduction, however, the final calculation will come with the end-of-year tax adjustment.

If during 2026 the accompanying benefit ended and the beneficiary moved on to the pension, the amount due for the previous period will be paid in a lump sum on the pension. At the end of the year, as always, INPS will verify the income actually received, the withholdings paid and the deductions applied, calculating any adjustments.

On the payslip the amounts appear with two items: «Non-taxable sum (so-called additional bonus) – L. 207/2024» and «Further deduction – L. 207/2024», accompanied by a note warning that at the end of the year the actual entitlement to the sums will be verified based on the income received. The details are in the INPS message of 14 September 2026, n. 2829.

Refunds and withholdings of 730 on pension

The operations with which the INPS combines the data from the 730-4 forms transmitted by the Revenue Agency with the pension continue, in cases where the pensioner has indicated the Institute as withholding agent. On the October installment, INPS will reimburse the credit resulting from the declaration, if not already paid in the previous months, or will apply deductions in the event of a debt adjustment. Refunds and withholdings are shown on the payslip with separate items.

Those who have asked to pay their tax debts in installments must know that, if the declaration has arrived at the INPS after June 2026, it will not be possible to guarantee the number of installments chosen. The outcome of the declaration can be verified with your digital identity (Spid at least level 2, Cie level 3, Cns or eIdas) in the «Tax assistance (730/4): citizen services» service, also available in the «Inps Mobile» app.

Finally, by October 10th, the taxpayer can request, under his own responsibility, the reduction or cancellation of the second or single installment of the IRPEF advance and/or flat rate tax from the withholding agent to whom the 730-4 form was sent. The request to INPS is sent online, by accessing the institutional website with your digital identity.