Possible restrictions are coming for those aiming for early retirement only on the basis of contributions paid: for the Budget Law, according to what we learn, the possibility of introducing an extension of the windows for access to early retirement is being examined, with 42 years and 10 months of contributions (41 and 10 for women), which are currently stuck at three months.
Starting this year, the windows for Quota 103 have been extended from 3 to 7 months for the private sector and from 6 to 9 for the public sector. For next year, there is a discussion underway on extending the windows for early retirement, regardless of age, from 3 to 6-7 months.
The increase in the windows would lead to retirement after 43 years and 4 months – or even 43 years and 5 months in the case of an extension of the window to 7 months – for men and after 42 years and 4 months for women. This would restore the balance with the Quota 103 channel (62 years of age and 41 contributions) which has become not only more difficult to achieve with the extension of the windows but also less convenient with the imposition of the contributory recalculation method which for many means a reduction in the pension benefit.
It seems remote, but not completely excluded, that the possible introduction of the contributory calculation method to be applied to all contributions paid could also be introduced for early pensions with 42 years and 10 months, regardless of age. This intervention would lead to significant savings but would be difficult to accept by the current majority as well as by the unions.