When does the fourteenth salary arrive for pensioners? The dates, amounts and what to do if it is missing. The guide

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When pensioners get their fourteenth salary

Fourteenth with the pension of July 2026: who is entitled to it, the amounts from 336 to 655 euros and what to do if it has not arrived.

With the July 2026 instalment, INPS paid the fourteenth installment to pensioners in possession of the age, contribution and income requirements established by law. The operating instructions are contained in INPS message no. 2052 of 19 June 2026. Payment takes place automatically: there is no need to submit any application, and the sum appears directly on the payslip.


Who is entitled to the fourteenth?

The additional sum is due to pension holders under the Mandatory General Insurance and the replacement, exclusive and exemption forms managed by INPS, in the presence of two requirements:

  • age: at least 64 years. With the July installment it is paid to those who have turned 64 by 31 July 2026; those who complete them later, or retire during 2026, receive it with the December instalment, in proportion to the months of entitlement;
  • income: annual personal income not exceeding twice the minimum salary, equal to 15,908.10 euros for 2026. The spouse’s income does not count.

The 2026 amounts: from 336 to 655 euros

The amount depends on the income bracket and the years of contributions (for employees; the thresholds for the self-employed are in brackets).
With income up to 11,931.08 euros (one and a half times the minimum payment):

  • 437 euros for up to 15 years of contributions (18 for the self-employed);
  • 546 euros from 15 to 25 years (from 18 to 28);
  • 655 euros over 25 years (over 28).

With income between 11,931.08 and 15,908.10 euros:

  • 336 euros for up to 15 years of contributions (18 for the self-employed);
  • 420 euros from 15 to 25 years (from 18 to 28);
  • 504 euros over 25 years (over 28).

The fourteenth is exempt from IRPEF and does not contribute to the formation of taxable income.


Incomes just above the threshold: the escape clause

Anyone who slightly exceeds the limits does not automatically lose the benefit: the law recognizes a partial amount, up to the increased threshold of the full sum. An example: a former employee with over 25 years of contributions and an income of 12,300 euros – just above the first threshold – still receives 286 euros, equal to the difference between the increased limit (12,586.08 euros) and his actual income.


Which incomes matter

For the purposes of the law, income subject to IRPEF, income subject to withholding tax or substitute tax, foreign income and exempt income are relevant. However, the following do not count: the main residence, severance pay and separately taxed sums, family allowances, war pensions, accompanying allowances and economic subsidies from municipalities and bodies.


Who remains excluded

The fourteenth salary is not payable to holders of welfare benefits only and to some specific categories:

  • pension and social allowance;
  • civil disability benefits;
  • accompaniment to retirement;
  • optional annuities, housewives fund and customs agents fund;
  • compensation for the cessation of commercial activity;
  • pensions paid exclusively by private professional funds.

However, it is also payable to holders of a reversibility pension, with the years of contributions of the predecessor being re-proportioned based on the rate applied.


Where you can see it on the payslip

In the July payslip the sum is indicated with the item «additional sum – so-called ‘fourteenth’ ln 127/2007 – credit 2026». INPS also informs beneficiaries via the ObisM model, the MyINPS area, e-mail and the IO app. The payment is arranged provisionally on the basis of the income present in the archives: the verification on the data of the Revenue Agency will follow, with any adjustments or recoveries.


Hasn’t she arrived? How to request reconstitution

Anyone who believes they are entitled to it but cannot find the sum on the pay slip can submit the application for income reconstitution on the INPS portal – path “Pension and Social Security > Social security benefits and deductions > Fourteenth”, with level 2 SPID, CIE 3.0 or CNS – or contact a charitable organization free of charge. Often the cause is an income data that is not updated in the Institute’s archives: before proceeding it is advisable to check your position in the social security file.