The August 2026 pension arrives in two stages – the 1st falls on a Saturday – and for many pensioners it brings with it the 730 refund. However, not everyone will find a higher amount on the payslip: those who collected their fourteenth salary in July will see a smaller check, those who close their tax return will find the first deduction and a part of pensioners will suffer the 5% cut linked to the failure to return their taxes. Here are the dates – now confirmed by INPS – what changes in the payslip and how to check it.
When does the August 2026 pension arrive
Pensions are paid on the first bankable day of the month, with the only exception of January, which is postponed to the second. In August 2026 the 1st falls on a Saturday: a circumstance that divides the audience in two. With the communication on the August payslip, INPS confirmed the two dates:
- for those who collect at Poste Italiane – cash withdrawal at the counter, savings account, BancoPosta or Postepay Evolution account – the credit is arranged with value on Saturday 1st August, with post offices open in the morning;
- for crediting to a bank account the currency is Monday 3 August: Saturday is not a bankable day and the branches are closed.
In recent weeks the indication of a payment “on Friday 1st August” had been circulating: it is a calendar error, because 1st August 2026 is a Saturday, and it is precisely on that date that the INPS sets the currency for the Post Office.
Cash withdrawals are only permitted for total amounts up to 1,000 euros net; Alphabetical rotation is recommended at post office counters. Those who have multiple treatments receive them with a single payment order.
The 730 refund on the August payslip
It’s the news of the month. INPS, as withholding agent, applies the adjustments of form 730/2026 (2025 income) to the payslip: a refund if the return closes with a credit, a withholding if it closes with a debit. The operating instructions are collected in the Institute’s message no. 2035 of 18 June 2026; On this year’s payslip, the amounts recognized as reimbursement and the sums withheld as a debt are indicated in separate items, with simplified descriptions, so as to make the operation more readable.
For pensioners, August is the first useful month, never before: INPS carries out operations starting from the second month following the one in which it receives the 730-4 settlement statement from the Revenue Agency, with a delay of approximately one month compared to employees. In practice:
- 730 sent by May 31st → refund on the August payslip;
- broadcast between 1st and 20th June → September payslip;
- broadcast between 21 June and 15 July → October payslip;
- broadcast between 16 July and 31 August → November payslip;
- broadcast in September, close to the September 30th deadline → December payslip.
No formalities are needed: the adjustment is automatic. If the credit exceeds the net amount of the pension – the so-called insufficient reimbursement – the INPS does not pay it in a single solution, but spreads it over subsequent months until it is exhausted.
Who is in debt: withholdings and installments to be closed by November
If the 730 is closed with debt, the withholding starts from the same August payslip. It is possible to pay in installments, but all installments must be completed by November 2026. Pay attention to a little-known detail: the number of installments indicated in the declaration is guaranteed only if INPS receives the data by June; if the statement arrives later, the Institute automatically reduces the number of installments to complete the recovery within the deadline, with therefore heavier instalments.
The second or only installment of the IRPEF advance (and the flat rate tax) is charged in November 2026. Anyone wishing to request its cancellation or variation must do so by Saturday 10 October 2026 from the Institute’s online service: if the request arrives after the November benefits have been processed, the reduction is postponed to December and the excess amount withheld is returned with the following monthly payment.
When the debt adjustment cannot be completed – due to cessation of the benefit, incapacity or death of the declarant – INPS sends a communication to the interested party or to the heirs, with the invitation to pay the remainder to the Revenue Agency.
Who is left out of the equation
INPS can manage the 730-4 only if a tax replacement relationship exists in 2026, i.e. if the declarant receives a taxable IRPEF benefit: old age pension, survivors’ pension, NASpI. Exempt or welfare benefits are excluded, with refusal communicated to the Revenue Agency: social allowance, civil disability pension, single allowance, allowance for the family unit, treatments for victims of terrorism and duty. Also excluded are those whose taxable benefits ceased before 1 April 2026.
On refunds exceeding 4,000 euros, or when the pre-filled form has been modified with elements of inconsistency, preventive checks by the Revenue Agency remain possible (article 5, paragraph 3-bis, of Legislative Decree no. 175/2014), which extend the crediting times.
Because the August check may be lighter than the July one
It is the question that fills the counters of patronages every year, and for 2026 there are two answers, which concern different audiences. The first, the most widespread, is the fourteenth. With the July instalment, INPS disbursed this additional sum provided for by law no. 127/2007: from 336 to 655 euros based on the years of contributions and the income range. It is a one-off item, not a structural increase: in August it no longer appears and the amount returns to the ordinary one. It is not a cut, and it is the most frequent reason why the August payslip is lower than the July payslip.
However, those who have not received the fourteenth salary but believe they are entitled to it have two options. If you meet the requirements – 64 years of age and a personal income not exceeding 15,908.10 euros per year, that of your spouse does not count – after 31 July, the sum will arrive with the December instalment, re-proportioned into twelfths. If the requirements were already there, you can submit an application for income reconstitution from the INPS portal or through a patronage.
The second reason concerns a smaller audience and is of a completely different nature: it is not a disappearing item, but a withholding linked to the failure to return taxes. We explain it below.
One final warning. An alleged bonus of 500 or 575 euros against inflation intended for pensioners has returned to circulation on social media: at the moment there is no provision that provides for it. No contribution of this type will appear on the August payslip.
The 5% withholding for those who have not declared their 2022 income
It is the second reason, distinct from the fourteenth, why some August pensions will be lower. With message no. 2394 of 17 July 2026, the INPS opened the operational phase of the RED 2023 campaign, which concerns 2022 incomes and formally closed on 31 March 2025. The holders of benefits linked to income – minimum supplement, social increases, fourteenth salary, social allowance, civil disability benefits linked to income and others – are required to communicate the relevant incomes to the Institute when they are not already reported to the Agency of Revenue. Those who have not done so will be suspended.
Specifically:
- the suspension translates into a withholding equal to 5% of the gross taxable pension for July 2026, applied to the August and September accruals;
- pensions of amounts up to 100 euros per month are excluded, on which no withholding is applied;
- to avoid revocation it is necessary to submit the application for income reconstitution with the 2022 income by Tuesday 15 September 2026, the peremptory deadline indicated in the Institute’s communication (available on MyINPS and, where the contact details are present, via PEC or email);
- once that deadline has passed in vain, the INPS proceeds with the definitive revocation of the benefits linked to the income and the recovery of the sums found not to be due. The revocation also affects holders of pensions up to 100 euros, even though they have not suffered the 5% withholding.
Those who have already submitted their income tax return do not need to take this into account. Unlike the fourteenth, which is a one-off sum destined to disappear, this is a remediable suspension: by submitting the reconstitution within the deadline you avoid both the revocation and the loss of the amounts. For the procedure you can turn to a patronage or a CAF.
How to read the payslip and check the amounts
The August pension payslip can already be consulted online, as usual from the second half of the previous month.
- INPS portal, MyINPS reserved area (access with SPID, CIE or CNS), “Pension Payslip” service, which also allows you to compare the last two payslips: it is the quickest way to understand where a change in the amount comes from;
- INPS Mobile app;
- for the tax adjustment only, the “Tax assistance (730/4): citizen services” service, which shows whether the Institute has received the results of 730-4, whether the adjustment has been combined with the service and any denials;
- INPS Contact Center: 803 164 from landline (free) and 06 164 164 from mobile phone;
- the patronages, which offer free assistance on checks, reconstitutions and applications.
On the payslip the tax adjustment appears in a dedicated item, with the + sign in the case of reimbursement and the − sign in the case of withholding; it can be divided into several lines (IRPEF, regional additional, municipal additional) and it is the sum of the items that gives the actual amount. The 5% withholding of the RED campaign, when present, is reported with its own wording, separate from the 730 adjustment.
The dates indicated may undergo slight variations based on the processing of individual practices and the technical times of credit institutions and Poste Italiane.