Bankitalia, the request for mortgages and loans of business dates back

John

By John

In the fourth quarter of 2024 for the first time from the third quarter of 2022, the demand for loans by companies has increased, “reflecting the greater need for funding for fixed investments, stocks and circulating capital, as well as the lowest level of the rates of interest. The request for loans from families for the purchase of homes has recorded a new marked increase; For consumer credit the increase was more moderate». This is what emerges from the latest investigation on bank credit in the euro area of ​​Bankitalia. In the last quarter of 2024, it is observed, “the offer criteria on businesses have been slightly loose: the positive effect of competitive pressure and greater tolerance of the risk has more than compensated the negative impact of the greater perception of risk ». “In the current quarter, estimates Bankitalia, the demand for loans of companies and families would grow in all sectors”.