It will be possible to retire at 64, accumulating the amounts of the complementary fund, but only if you already have 20 years of contributions and if you are fully in the contributory regime: the sum of the social security contributions with the addition of the complementary ones is valid for the purposes of reaching the amount required to access the pension. This is the innovation, in terms of pensions, which was introduced with an amendment to the Budget Law with the aim of making access to pensions more flexible. At the moment the rule concerns very few people, given that it affects workers who are in the full contributory regime and therefore hired after January 1, 1996, who therefore have a maximum of 28 years of contributions.
It is estimated that there will be a greater effect from 2030. However, this is a first innovative step, which allows the amounts of the main pension to be considered cumulative with that activated with the complementary funds. And the idea is to open a gap to allow the extension to pre-1996 workers in the future too. In this case the workers affected would be 80 thousand. The current legislation allows workers in a contributory regime to retire at 64, with a minimum of 20 years of contributions, only if the amount of the allowance received is equal to 3 times the minimum pension for men and 2.8 times for women. The novelty consists in the fact that the income from the supplementary social security fund can also be used to reach this amount.
«The amendment presented by the League deputy Tiziana Nisini – explains the undersecretary of labor Claudio Durigon – rewards outgoing flexibility. For the first time in Italian social security it will be possible to combine compulsory and complementary social security to achieve a pension allowance equal to three times the minimum, managing to bring forward your pension to 64 years. With the provision we intervene on the pension issue by concretely addressing the problem of poor pensions, which are destined to increase in the face of a contributory system that will be more prevalent”. On the other hand, the rule that allows the implementation of the ‘silence consent’ to put severance pay in pension funds could only arrive during the final stages of the commission which, for cost reasons, could only arrive for new hires. For the INPS, meanwhile, the Civ has given its OK to the budget which estimates a red of around 9.3 billion for next year, substantially without changes compared to the red of 9.2 million foreseen by the budget adjustment for this ‘year.